Debt Relief Through Chapter 7 Bankruptcy

Are you falling behind on your debts?  Are you watching life pass you by while you worry about money and bills?  Are you ready to take decisive action to get out of debt?  If you answered ”Yes” to any of these questions, you may be eligible to declare bankruptcy under Chapter 7, making it possible for you to sweep away the majority of your debts within a relatively short period of time.  It is not easy, and some people who attempt to declare Chapter 7 bankruptcy are denied by the court, so it is advisable to work with a diligent bankruptcy lawyer from the beginning of the process.  Come to Tolin & Tolin, PLLC, where we have experience assisting people with problems similar to yours.

Before you can move forward with a Chapter 7 petition, you will have to supply proof to the court that you have attended an approved course of debt counseling within the past 180 days.  An attorney from our firm will work closely with you to gather the necessary information for your application and will represent you in court.  We strive to make the entire process as easy as possible for you, and will take any actions necessary to expedite the process. Our goal is to receive the order discharging your debt as soon as possible, usually within a few months.

Am I qualified for Chapter 7 bankruptcy?

Chapter 7 bankruptcy makes it possible for you to relieve yourself of nearly all your debts, without the obligation of repayment.  To shield creditors from abuse of this powerful legal shelter, the Federal Government has instituted a means test which screens out petitioners whose financial situation does not truly merit the protections of Chapter 7 bankruptcy.  It is easy to make mistakes at this step in the bankruptcy process, but with our help you can avoid unnecessarily disqualifying yourself.  Even if you are not eligible for Chapter 7, you may still be able to file under Chapter 13.